1st Time Homebuyer

First-Time Homebuyer? We’re Here to Guide You Through the Process

Embarking on your first home purchase is both exciting and overwhelming. At CrossCountry Mortgage, we provide the tools and resources to guide you through this journey. Whether you’re starting to save or have a specific home in mind, we’re here to help you achieve homeownership.

Understand the Home-Buying Process

Exploring Different Mortgage Types

Understanding your options helps you choose the right mortgage.

Mortgage Prequalification vs. Preapproval

Learn how much you can borrow before you start house hunting.

Applying for a Mortgage

Found your dream home? It’s time to gather documents and secure your rate.

Tools and Resources

From mortgage calculators to educational resources, we’re ready to assist you every step of the way—from application to closing.

First-Time Homebuyer Guide

Demystify the home buying process with our comprehensive guide featuring insights from our specialists. Access videos and resources on demand to make your homebuying journey smoother.

Access the Guide

Popular Home Loan Options:

Fixed-Rate Mortgages

  • Consistent interest rate throughout the loan term
  • Predictable monthly principal and interest payments

Adjustable-Rate Mortgages (ARMs)

  • Interest rate may adjust periodically during the loan term
  • Monthly payments may vary based on interest rate changes

CCM Smart Start Program

  • Up to $5,250 in down payment assistance for first-time homebuyers
  • No repayment required

FHA & VA Loans

  • Government-backed loans with low down payment options
  • Flexible credit and income guidelines

Prequalify Now with Our Digital Mortgage Experience

Connect with us to begin your homebuying journey.